當前台灣金融機構未普遍採用高速數據交換網路（Frame Relay）問題之研究

Abstract

當前台灣金融機構未普遍採用高速數據交換網路（Frame Relay） 問題之研究 研 究 生：邱瑞旭 指導教授：陳光華 摘 要 當前台灣金融機構的電腦網路，大部分仍以數據專線為主，以分封交換網路為輔。網路管理維護複雜且困難。改善金融機構網路問題，已是金融機構當前重要課題。另為因應金融自由化國際化、加入GATT/WTO組織及發展亞太營運中心等金融環境變遷，金融機構需要高效率的數據網路以因應競爭。 本研究從數據通信網路發展趨勢綜觀、金融機構資訊通信需求綜觀及全球高速數據交換網路（Frame Relay）市場綜觀分析中，驗證當前台灣金融機構若採用高速數據交換網路是很有利的，是應普遍採用的，事實上，當前台灣金融機構是尚未普遍採用高速數據交換網路，是什麼因素所影響？經本研究之探討得知，金融機構，對高速數據交換網路的採用，會受高速數據交換網路之產品特性因素、環境限制因素及組織要求因素等因素的顯著影響。影響金融機構未普遍採用高速數據交換網路問題之因素如后： 1.行銷方式及次數多寡是影響金融機構未普遍採用高速數據交換網路問題之因素之一。 2.金融機構對高速數據交換網路之功能、品質及維修方面仍有顧慮，是影響金融機構未普遍採用高速數據交換網路問題之因素之一。 3.金融機構考量整體成本、網路安全穩定是影響金融機構未普遍採用高速數據交換網路問題之因素之一。 4.金融機構保守作風是影響金融機構未普遍採用高速數據交換網路問題之因素之一。

The Study of the Less Adoption of Frame Relay in Banking Organizations in Taiwan Student：Ruey-Shi Chiou Advisor：Kuang-Hua Chen Summary The major choice of transmission media used by network of Banking Organizations in Taiwan for the moment still depends mostly on leased lines. While the Packet Switching Data Network stays behind as the secondary. How to maintain the various Banking Network Systems has shown its high complexity and great difficulties. To improve those efficient banking networks facilities are important issues for the time being. The other important reasons for enhancing Banking Networks are those challenges facing globalization and privatization, high expectancy of enrollment to GATT and WTO, and swift changes of environments affected by the preparation of Asia-Pacific Regional Operational Center in Taiwan. To compete with those competitions shown above, the Banking Organizations are in great demand to implement high efficient Data Communication Networks. Through intense study of the global developments of Data Communications, the urgent needs for telecommunication facilities of Banking Organizations, and the total views on valuable analysis of international Frame Relay markets, it was truly proved that the choice of Frame Relay was quite suitable and profitable, especially in the services of the Banking Organizations. In fact, the adoption of Frame Relay in Banking Industries has not been prevalent in Taiwan. What are the real turbulence that ceased the universal operations of this communications techniques? It is understood that the adoption of Frame Relay by those Banks will most apparently be influenced by communication products quality, environmental restraints and organizational demands, etc. The main factors of inaccessibility of Frame Relay in Banking Organizations in Taiwan has been shown below: 1. The marketing methods and frequencies of visiting affects the attitudes of those Banking Organizations. 2. One of the major reasons that Banking Organizations tend not to instant implement Frame Relay system in Banking Networks operation is to concern the stability, quality of service and maintenance of the Frame Relay Network itself. 3. The serious consideration of total cost of Banking Organizations and the nature of Frame Relay concerning safety and steadiness are the other two reasons for implementation of the new network technology. 4. The conservative attitudes of the Banking Organization is the main obstacle for adoption of Frame Relay.