票券商納入銀行體系之個案研究

Abstract

1975年中興票券、國際票券、中華票券陸續成立形成三家寡佔，1994年由於政策開放，新設專業票券公司陸續成立，使得專業票券公司家數快速成長，高峰期共計16家專業票券公司。 然而在金融機構合併法及金融控股公司法通過之後，專業票券公司又如退潮般陸續被合併而減少，目前僅存八家專業票券公司。本文欲透過真實案例來探討票券金融公司納入銀行體系風潮所隱含的背景和動機，並藉以對現存的專業票券公司及相關單位提出建議。

In 1975, Chung Hsing Bills Finance Corpotation, International Bills Finance Coporation and China Bills Finance Coporation were set up successively and were in the formation of oligopoly.In 1994, because of the policy lifted the restriction, new professional bills companies have set up sucessfully. Rapid growth of the number of that was seen at that period. Sixteen companies were at the peak. After the legislation of The Financial Institutions Merger Act and Financial Holding Company Act, the number of professional bills finance companies shrinked dramatically. There are only eight left now. The purpose of this dissertaion is to discuss the motivation and the idea of the phenomenon that bills finance companies were mergerd by banks through a real case study. This disseration also provides suggestions and recommendations to the existing companies and their stakeholders.