标题: 预付卡式电子付费系统—系统流程与卡号安全性分析
An Electronic Payment System using Prepaid Card and its Security Analysis of Protocol and Card Numbers
作者: 朱泰华
Tai-Hua Chu
曾文贵
Wen-Guey Tzeng
资讯科学与工程研究所
关键字: 电子付费系统;电子现金;虚拟乱数测试;Electronic Payment System;Electronic Cash;Pseudo-Random Number Test
公开日期: 2001
摘要: 在实体环境下,消费者到商店付费购买物品,付费的方法以现金、信用卡、支票为主,除了现金以外,商家收到信用卡和支票以后分别是靠着发卡公司与银行、银行与银行之间的银行内部网路互相冲销、转帐来达到消费者付费给商家的目的,而这也是电子付费系统的基本形式;在网路日渐普及的今日,扩展电子付费系统的范畴,使之能够到达远端的网路使用者,让他们可以在网路上购物、收款以及缴帐单等等是银行与网路应用研究人员所努力的目标;然而,网际网路与银行内部网路最大的差异在于安全性,网际网路是一个开放式的网路架构,因此安全性的考量就成为电子付费研究的重点,本论文提出一个预付卡式的电子付费系统,并分析其流程与卡号的安全性,让使用者能够用很简便的方式上网购物,并保有一定的安全性。
Nowadays customers go shopping and they pay by cash, credit cards and check. When customers pay by credit cards or check, Merchants get payments by transferring accounts in banks. In this way, people using the original electronic payment system in a banking network. Today, the internet is more and more common and well-known, and using electronic payment system on it seems a trend. However, the significant difference between banking networks and the internet is network architecture. Banking networks are close but the internet isn’t. Since the internet is an open network, the security issue of payment is seriously concerned. In this thesis we present an electronic payment system using prepaid card and analyze the security of its protocol and card numbers. It provides people a convenient way to shop on the internet and protects their privacy.
URI: http://140.113.39.130/cdrfb3/record/nctu/#NT900394022
http://hdl.handle.net/11536/68544
显示于类别:Thesis