外籍工作者在台匯款流程之檢驗

Abstract

Why is it so inefficient and costly to send money? Public policies and poor management of technology hinder the movement of money, provide inadequate services, hurt the development of remittance and ignore a large market segment. The policies and technologies that are in practice today are harmful to the industry by driving money towards informal channels and keeping transaction costs at an unnecessarily high level. Taiwan is one of the most attractive destinations for migrant workers because of its relatively attractive wages. The minimum-wage regulation has made the average wage offered to migrants higher than that in other Asian host countries (Lan, 2006). A sample of foreign workers will be surveyed to better understand the channels, customers and dynamics of the remittance industry in Taiwan. Foreigners will be asked if and how they remit or receive funds, and if they are satisfied with the level of service.

Why is it so inefficient and costly to send money? Public policies and poor management of technology hinder the movement of money, provide inadequate services, hurt the development of remittance and ignore a large market segment. The policies and technologies that are in practice today are harmful to the industry by driving money towards informal channels and keeping transaction costs at an unnecessarily high level. Taiwan is one of the most attractive destinations for migrant workers because of its relatively attractive wages. The minimum-wage regulation has made the average wage offered to migrants higher than that in other Asian host countries (Lan, 2006). A sample of foreign workers will be surveyed to better understand the channels, customers and dynamics of the remittance industry in Taiwan. Foreigners will be asked if and how they remit or receive funds, and if they are satisfied with the level of service.